5-10 Employees

In recent years, you’ve probably watched insurance costs go up and benefits go down. But now, through Shop Benefits, you have a new alternative.

Under the Affordable Care Act – often called ACA or Obamacare – businesses with 50 or fewer full-time equivalent employees are not required to offer group health insurance. If your business has at least two employees, you could choose to offer group or individual products. Our experts will show you which option is best for you.

No health insurance company can turn you down because of pre-existing conditions, gender, profession, or how often you use your plan. You cannot be charged an extra premium because of your health history. Pre-existing conditions and maternity are always covered.

Under ACA, your employees might qualify for tax subsidies to lower what they pay for private insurance. Subsidy amount is based on household income and family size.

Shop Benefits will offer your business quality, flexibility, and value.

11-50 Employees

Shop Benefits saves your business time and money while offering your employees the power of choice.

We’ll build a secure online benefits store just for your business. Then we’ll invite your employees to go shopping. Our Virtual Plan Coach will make personalized recommendations for each employee and help him or her enroll online.

Employees build custom benefit packages that are unique and perfect for their unique needs and budget. Using defined contribution, each employee gets a fixed dollar amount to spend in your benefits store.

Once employees have exceeded your contribution, they can continue shopping through payroll deduction and see where their money is going. Most employers save 10-30% in the first year using this financial model.

Employers also enjoy our custom-built technology system to use for hiring and termination processing, benefit management, payroll reporting, intra-office communication, and employee management.

Shop Benefits will offer your business quality, flexibility, and value.

51+ Employees

Each employee is unique, just like their benefit needs. In recent years, you’ve probably watched costs go up while trying to offer a one-size-fits-all solution that didn’t really fit anybody.

Shop Benefits will build a custom online benefits store just for your business, stocked full of the products of your choice – including everything from medical and dental to pet insurance and telemedicine.

Employees log in to your secure marketplace, and our Virtual Plan Coach will make personalized recommendations for each employee and help him or her enroll. Each employee builds a unique benefit package that fits his or her needs and budget.

Using defined contribution, each employee gets a fixed dollar amount to spend in your benefits store.

Our technology will handle all ACA reporting, calculations, and notifications required by law for your business. Use our cloud-based benefit management system year-round for onboarding and off-boarding, intra-office communication, payroll, COBRA administration, and more.

Shop Benefits will offer your business quality, flexibility, choice, and value.