Let’s face it, the economy is tough and jobs are being eliminated as employer face tough economic times. Several of my friends have been laid off and have called me asking for advice. Here is Gary’s story. Gary is an intelligent, confident man. He was working as a middle manager for a very reputable company. [...]
It seems that everywhere I go, everything I read, everything I hear is talk about wellness. Wellness here, wellness there, wellness everywhere! What is that all about? Dictionary.com defines “wellness” as the quality or state of being healthy in body and mind, especially as a result of deliberate effort. An approach to healthcare that emphasizes [...]
Shopping for Insurance can be intimidating. Whether it is Health Care Insurance or Life Insurance there are a lot of options and piles of information to sift through. Our website www.shopbenefits.com is designed to give you direct access to the answers you need. You can request information on a variety of insurance topics from the [...]
This year I had to help three families with life insurance claims. These were relatively healthy, active, good people, gone in an instant. Life insurance is something most people put off. Below, I have listed random thoughts that came to mind after providing assistance to those families. Take an inventory of your current life insurance [...]
On Last month’s article I asked the readers for suggestions on topics. Here are three. 1. With healthcare reform law passed, can a person with a pre-existing condition get insurance without being denied? First, let me define pre-existing condition. Simply put, it means that a person has received, been tested, hospitalized, had surgery, taken medication [...]
A good friend of mine sent me an email with the following situation regarding health insurance. “I am not sure what to do: individual health care insurance vs. group – in my situation I am trying to decide what to do: 50s business owner, daughter 24 FT student, one female contractor in her 20s (husband [...]
I was talking with my friend Brian Bliss with Liberty Mortgage in Atlanta regarding the insurance protection for my property and I stopped and thought that I had not done a thorough review of my protection components for my income, life and property. Property & Casualty – We get so busy with life and trying [...]
I was at the gym yesterday and I struck a conversation with a gentleman who is an artist. We talked about his business and family, when he asked me what I did to earn a living; I told him I was an independent insurance agent. All of a sudden, his countenance changed and became defensive. [...]
Lately I have gotten calls from folks asking questions about Medicare. The reason is that in 2010, the Medicare Annual Enrollment Period (AEP) for the 2011 plan year goes from November 15 to December 31. The options and choices available to Medicare beneficiaries today can be make anybody lightheaded. First, there is Original Medicare (Part [...]
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